The best option for Middle Class

The priority of every Indian family, irrespective of their economic strata has been to save for the marriage of their girl child, next in line is to plan for a permanent shelter which ostensibly also provides security. However with the turn around in the economy investing in real estate has become top priority for all, if not for personal use at least for the excellent return on investments. Money invested in real estate, for income and capital growth, provides stable predictable and long term income return. However, the most significant advantage of real estate investment is that such investments do not require day to day tracking unlike investment in stocks and shares where rate of interest fluctuates every now and then. This attractiveness of real estate investment would be further enhanced on account of favourable inflation and low interest rate regime. Within the above framework investment in real estate has become a good option . Return from real estate investment is obtained from rental, lease, and possible capital appreciation.The most favoured investment destination in India are the areas with strong Information Technology ( I.T ) business. It is estimated that IT professionals would grow at a rate of 20 % per annum. By 2030 India will need up to 10 million new housing units per year. Rapid population growth, rising incomes, decreasing household sizes and a housing shortage of currently 20 million units will call for extensive residential construction. This is the finding of a study conducted by Deutsche Bank Research.In Delhi which is come to be known as the BPO (Business Process Outsourcing ) capital of the world. The growth is happening in the adjoining areas, called as the National Capita Region , and it is prudent to invest in these areas , mainly Gurgaon and Noida for a good return on investment. In Bangalore real estate prices have already shot the roof and it better be ignored as investment in properties. Kolkata Pune and Hyderabad are the best options and the real estate prices are still at a realistic level.